tag:blogger.com,1999:blog-28331097726190446832024-03-13T20:40:17.326-07:00Random Thoughts to Make Your Life EasyAnil Batrahttp://www.blogger.com/profile/10987449618439416854noreply@blogger.comBlogger4125tag:blogger.com,1999:blog-2833109772619044683.post-24830004804616431182011-03-06T21:14:00.000-08:002011-03-06T21:14:39.336-08:00Credit Cards with Annual Fee<div dir="ltr" style="text-align: left;" trbidi="on"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEit6BPXdN3X1jTXcqhj6RGPAak0h01ueTj9Y35fRUsNUmZsmfJeOQum_FbIJLlTZ_5pXv37HIXSKDgwsgG_mUUdxtBODoDeL8JtpQDoNasJD-ykgD-QpPys2v-vLngJ3Np6PvOqoGUIYz7N/s1600/creditcard.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="178" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEit6BPXdN3X1jTXcqhj6RGPAak0h01ueTj9Y35fRUsNUmZsmfJeOQum_FbIJLlTZ_5pXv37HIXSKDgwsgG_mUUdxtBODoDeL8JtpQDoNasJD-ykgD-QpPys2v-vLngJ3Np6PvOqoGUIYz7N/s200/creditcard.jpg" width="200" /></a></div>Why do you need to have a credit card that charges you a fee when you can have many that are free? Since I pay my credit card bills on time and don't really need to shop for lower interest rate, it just does not make sense to have a credit card with annual fee. So I cancelled one of my credit card that had $60 annual fee. Do you pay credit card fees? If yes, then why?<br />
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</div>Anil Batrahttp://www.blogger.com/profile/10987449618439416854noreply@blogger.com0tag:blogger.com,1999:blog-2833109772619044683.post-20607775766043402042010-09-02T13:18:00.000-07:002010-09-02T13:18:31.875-07:00Investing Tips for Current Times: Make 4% or More For SureYesterday I had an opportunity to talk to a CEO of a wealth management company. She manages millionaires’ wealth and I assume her company must be doing well because she was travelling first class.<br />
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Since I had an opportunity to talk to her, I asked her if she can give some quick free advice on where to invest money in these tough economic times.<br />
Her reply was<br />
<ol><li>Stay and invest in the stock market if you have more than 8 years to retires</li>
<li>Invest in bonds if you want to retire in less than 8 years</li>
<li><a href="http://path2top.blogspot.com/2010/06/pay-off-your-mortgage-or-invest-in.html" target="_new">Pay off your mortgage</a> it is a sure way to make 4% or more (i.e. you won't have to pay interest on your mortgage).</li>
<li>Look into real estate for investing, though it might see some more downward pressure in near future.</li>
</ol><br />
<div> </div>What do you think?Anil Batrahttp://www.blogger.com/profile/10987449618439416854noreply@blogger.com1tag:blogger.com,1999:blog-2833109772619044683.post-69266328096230924552010-06-04T16:26:00.000-07:002010-06-04T16:26:40.928-07:00Pay off your mortgage or invest in the market?Recently a co-worker asked my opinion on paying off mortgage or investing in the market. I am not an expert in this field but have gathered enough data to help me provide an intelligent answer.<br />
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My answer: <b>Pay Off Your Mortgage</b>. No matter what "experts" say, once you payoff the mortgage you know that you have a place to live that is yours. You own it. Returns in the market are not guaranteed but saving that interest and having a peace of mind is guaranteed when you payoff the mortgage.<br />
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I made a huge mistake of investing my money in the stock market before I bought my house. I lost most of it and am still recovering from it. Now I make sure to pay extra towards my mortgage. I still invest some but paying off the mortgage is my priority.<br />
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What do you think?Anil Batrahttp://www.blogger.com/profile/10987449618439416854noreply@blogger.com0tag:blogger.com,1999:blog-2833109772619044683.post-43972608461912786892009-08-09T23:48:00.000-07:002009-08-09T23:50:29.152-07:00Want people to pay attention to your emails?Keep them short and to the point. Nobody has time to read long emails. When I get an email which has a lot of questions then I put them aside thinking that I will get to them soon but that soon never happens.<br /><br />Some famous quotes on this subject<br /><br />The most valuable of all talents is that of never using two words when one will do. ~Thomas Jefferson<br /><br />If it takes a lot of words to say what you have in mind, give it more thought. ~Dennis Roth<br /><br />“Brevity is the soul of wit” - Shakespeare (Hamlet)<br /><br />Need someone to respond to your email? Do not ask too many questions in the email. Make it easy for them to respond.Anil Batrahttp://www.blogger.com/profile/10987449618439416854noreply@blogger.com0